The 30-year fixed loan is by far the most common loan program, but adjustable rate mortgage (ARM) and 15-year fixed loans offer lower rates. If you’re ok with the higher monthly payment of the 15-year fixed loan or the possibility of your rate changing with the ARM, one of these loan programs could help you pay much less interest over time for.
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7 Year Arm Mortgage Rates Today Mortgage, Interest Rate, Points, APR, Term, Cost per $1,000. 30 Yr, 3.875%, 1.125%, 4.067. Adjustable rate loans. 7/1 (interest Only), 1-7, 3.750%, 0.000 %, 4.450%, 30. 8-30, 5.000%. 30 Year FHA, 4.000%, 0.000%, 5.104%, 30. 15 Year.
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